If you are in the United States, you can now use Venmo to pay for Xbox games and subscriptions to Game Pass on the official store. Also, users can now take advantage of PayPal’s pay later feature.
The Microsoft Store will be receiving the same compatibility in the coming months. Payments made with either Venmo or PayPal can be split into installments. Finally, Venmo can now be downloaded directly on Xbox.
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With respect to Pay Later, purchases between $30 to $1500 can be made in four bi-weekly payments interest-free for six weeks. This requires a 25% down payment with the same amount due every two weeks. On qualifying purchases between $199 to $10,000, you can pay per month with interest. Rates for interest vary depending on how much is owed and other factors.